Did you miss the housing boat?  The Case-Shiller home price index shows that home prices dove 33.8% rom April 2006 to March 2012 and have since gained back 10.9%.  Interest rates are still low about 27% below their highest peak but how long will this opportunity last.  If interest rates start to rise and home prices keep rising the housing affordability will decline and the biggest opportunity of the current generation will most likely be over.