You have decided you are ready to purchase a home, what do you need to do?  One of the most important steps is to find out from a loan officer how much house you can afford by getting pre-qualified or pre-approved.  There is no point in looking at homes if you don’t know your budget and if you want to submit an offer you need to prove that you will be good for the purchase price.  I required that all of my buyer clients are pre-approved before we go out looking.  If you don’t have a lender I work with several very good lenders that I can refer you to. (more…)